5 Critical Questions to Ask Your Real Estate Agent Before Buying a Property

When buying a home, many people automatically rely on their agent’s advice — but this decision often shapes your financial future for decades. Asking the right questions can save you not only money but also a great deal of stress. Here are 5 essential questions every buyer should ask their real estate agent before signing a purchase agreement.

1. Who does the agent actually represent?

Most agents are contracted by the seller, which means they primarily represent the seller’s interests. This is not necessarily a bad thing, but you should know: Who pays the commission, and how independent is the advice? If you hire a buyer’s agent, they will act exclusively in your interest — but this usually comes with an additional fee.

2. How exactly is the commission calculated?

The structure and amount of commission can vary widely.

In Hungary, the typical fee is 2–5% + VAT of the purchase price, though flat fees also exist.

Ask: What is included in the commission? Advertising? Legal support? Post-sale assistance?

For foreign buyers, agencies may offer special service packages (e.g., translation, video tours, full transaction management).

3. What experience does the agent have in the specific location?

It makes a big difference whether the agent just has general knowledge or is truly familiar with the neighborhood.

What is the rental market like in the area?

Are there any planned developments nearby?

Are there known issues (e.g., traffic problems, disputes within the condominium)?

A locally experienced agent can provide a much more realistic valuation of the property.

4. How will the legal status of the property be verified?

One of the biggest risks in property transactions is hidden legal burdens. Clarify:

Will the agent check the land registry/title deed?

Are there mortgages, legal disputes, or third-party rights attached to the property?

Are all documents up to date and complete?

A trustworthy agent provides transparent documentation and always recommends involving a lawyer.

5. What additional services are offered — and at what cost?

Real estate agents today provide far more than listings and showings. Ask whether they:

Work with banks, lawyers, or certified valuers?

Offer video walkthroughs or virtual tours if you cannot attend in person?

Provide written reports on the property’s condition or the negotiation process?

These extra services often cost more, but they can significantly increase your security and peace of mind.

Conclusion

Choosing a real estate agent is not about who has the biggest advertising platform, but about who works transparently and truly represents your interests. These questions will help you ensure that you are not just buying a property, but making a safe investment.

Tip: Always request everything in writing — fees, contract terms, and promised services. This is the best protection against future disputes.