How Foreign Buyers Can Secure Mortgages in Hungary or the UAE

As global property investment grows, Hungary and the UAE stand out as attractive destinations thanks to stable economies, favorable returns, and transparent regulations.

Foreign nationals can, under the right conditions, obtain mortgage financing in both countries — opening the door to international homeownership.

 Mortgages for Foreign Buyers in Hungary

Hungary’s financial system allows non-residents to apply for property loans, especially in Budapest and surrounding regions.

Main requirements:

EU citizens can purchase property freely; non-EU citizens need an acquisition permit.
A 30–40% down payment is typically required.
Borrowers must show proof of legal income (employment, business, etc.).
Loan terms can extend up to 25 years, with fixed or variable interest rates.

Advantages:

Competitive interest rates within the EU.
Predictable legal and banking environment.
Growing property value, especially in the capital region.

 Mortgages in the UAE for Non-Residents

Dubai and the UAE now offer mortgage solutions to foreign investors, particularly for ready or 50% completed properties.

Key conditions:

Minimum 50% down payment for off-plan properties.
Loans up to 70% of the property’s value.
Terms range from 20–25 years, with 4–6% average interest rates.
Required: income verification and valid identification.

Advantages:

Access to financing for non-residents.
Strong regulatory framework and legal protection.
Robust appreciation potential in Dubai’s luxury and mid-tier markets.

 Professional Support

At Tamna Home, we guide our international clients through every step:

Bank introductions and loan documentation
Credit evaluation and approval support
Legal consultation and registration
Assistance with residency permits and bank account setup

A strategic mortgage not only enables property acquisition but also strengthens long-term investment value and financial flexibility.